@charset "UTF-8";
:root{--ink:#123f45;--text:#30484c;--muted:#576b6e;--orange:#c84b17;--orange-hover:#aa3c0d;--sage:#e1f0ec;--sand:#f6eadb;--line:#becfca;--white:#fff;--radius:20px;--shadow:0 12px 38px #123f4510;--font:"Segoe UI Variable Text","Segoe UI",system-ui,-apple-system,BlinkMacSystemFont,sans-serif}

*{box-sizing:border-box}
html{scroll-padding-top:110px}
body{margin:0;color:var(--text);background:#fff;font-family:var(--font);font-size:18px;line-height:1.7;-webkit-font-smoothing:antialiased}
img,svg{vertical-align:middle}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
button{cursor:pointer}
h1,h2,h3,h4,p{margin:0}
h1,h2,h3,h4{color:var(--ink);font-weight:750;line-height:1.14;letter-spacing:-.035em}
h1{font-size:clamp(2.6rem,4.6vw,4.3rem)}
h2{font-size:clamp(2rem,3.1vw,2.9rem)}
h3{font-size:1.22rem;line-height:1.28;letter-spacing:-.02em}
p+p{margin-top:1.1em}
p{overflow-wrap:break-word}
ul,ol{padding-left:1.3rem}
li+li{margin-top:.45rem}
::selection{background:#c84b172c;color:var(--ink)}
:focus-visible{outline:3px solid #a74717;outline-offset:5px}
a:not(.button):hover{text-decoration:underline;text-underline-offset:4px}
.icon{flex-shrink:0;width:24px;height:24px}
.container{width:min(1240px,calc(100% - 64px));margin-inline:auto}
.section{padding:88px 0;border-bottom:1px solid var(--line)}
.theme-white{background:#fff}
.theme-sage{background:var(--sage)}
.theme-sand{background:var(--sand)}
.theme-dark{background:var(--ink);color:#e3efed;border-color:#58767a}
.theme-dark h2,.theme-dark h3{color:white}
.theme-dark .eyebrow{color:#f3c5a2}
.eyebrow{display:block;text-transform:uppercase;letter-spacing:.15em;font-size:1.0625rem;font-weight:800;line-height:1.4;color:#4b6764;margin-bottom:16px}
.section-heading{display:flex;justify-content:space-between;gap:32px;align-items:end;margin-bottom:36px}
.section-heading>div{max-width:720px}
.section-heading p{margin-top:17px;max-width:640px}
.section-heading>.text-link{flex-shrink:0;margin-bottom:5px}
.small{font-size:1.0625rem}
.lead{font-size:1.13rem;line-height:1.7;max-width:590px;margin-top:24px}
.icon-tile{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:14px;background:var(--sage);color:var(--ink);margin-bottom:22px}
.icon-tile .icon{width:27px;height:27px}
.text-link{display:inline-flex;align-items:center;gap:10px;font-size:1.0625rem;font-weight:750;color:var(--ink)}
.text-link .icon{width:19px}
.button{position:relative;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;gap:14px;min-height:50px;padding:13px 22px;border-radius:10px;border:1px solid #94ada8;background:transparent;font-size:1.0625rem;line-height:1.4;font-weight:750;color:var(--ink);text-align:center;text-decoration:none;cursor:pointer}
.button .icon{width:19px;height:19px}
.button:hover{background:#123f4509;text-decoration:none}
.button--primary{color:#fff;background:var(--orange);border-color:var(--orange)}
.button--primary:hover{background:var(--orange-hover);border-color:var(--orange-hover)}
.button--cream{background:var(--sand);border-color:var(--sand);color:var(--ink)}
.button--cream:hover{background:#eedcc4}
.button-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:27px}
.skip-link{position:fixed;left:20px;top:-90px;background:var(--ink);color:#fff;padding:15px;z-index:1000;border-radius:6px}
.skip-link:focus{top:20px}
.topbar{background:var(--ink);color:#e9f4f0;font-size:1.0625rem;letter-spacing:.02em;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;gap:20px}
.topbar span{display:flex;align-items:center;gap:10px}
.site-header{position:sticky;top:0;z-index:50;background:#fffffffa;border-bottom:1px solid #d3dfdc;box-shadow:0 3px 14px #123f4504}
.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{width:240px;height:45px;display:block;overflow:hidden;flex-shrink:0}
.brand img{width:240px;max-width:none;height:auto;margin-top:-20px}
.main-nav{display:flex;align-items:center;gap:25px}
.nav-groups{display:flex;align-items:center;gap:22px}
.nav-group{position:relative}
.nav-group summary{display:flex;align-items:center;gap:6px;list-style:none;cursor:pointer;font-size:1.0625rem;font-weight:650;color:var(--ink);white-space:nowrap;padding:31px 0}
.nav-group summary::-webkit-details-marker,.faq summary::-webkit-details-marker{display:none}
.nav-group summary .icon{width:14px;height:14px}
.nav-group summary.active{color:var(--orange)}
.nav-group[open]>summary .icon{transform:rotate(180deg)}
.nav-dropdown{position:absolute;top:calc(100% - 1px);left:-20px;background:white;min-width:280px;border:1px solid #cfddd8;border-radius:0 0 15px 15px;padding:20px;box-shadow:0 15px 30px #123f4517;max-height:calc(100dvh - 105px);overflow:auto}
.nav-dropdown--wide{width:640px;left:-175px}
.nav-dropdown--guides{width:540px;left:auto;right:-100px}
.nav-overview{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:0 8px 15px;margin-bottom:12px;border-bottom:1px solid #d3dfdc;font-size:1.0625rem;font-weight:750;color:var(--ink)}
.nav-products{display:grid;gap:3px}
.nav-dropdown--wide .nav-products{grid-template-columns:1fr 1fr}
.nav-products>a{display:flex;align-items:center;gap:10px;padding:10px 9px;border-radius:7px;font-size:1.0625rem;line-height:1.5;color:var(--ink)}
.nav-products>a:hover{background:var(--sage);text-decoration:none}
.nav-products .icon{width:21px;height:21px}
.nav-featured{background:var(--sand);font-weight:750}
.main-nav>.button{font-size:1.0625rem;padding:12px 17px;min-height:44px;white-space:nowrap}
.menu-toggle{display:none;border:0;padding:10px 0 10px 10px;background:transparent;color:var(--ink);font-weight:700;align-items:center;gap:12px}
.menu-lines{position:relative;width:24px;height:16px;border-block:2px solid currentColor}
.menu-lines:before{content:"";position:absolute;left:0;right:0;top:5px;border-top:2px solid}
.menu-toggle[aria-expanded=true] .menu-lines{border-bottom-color:transparent;transform:rotate(45deg);height:0}
.menu-toggle[aria-expanded=true] .menu-lines:before{transform:rotate(90deg);top:-2px}
.hero-home{position:relative;padding:58px 0 40px;background:#e1f0ec;border-bottom:1px solid var(--line);isolation:isolate;overflow:hidden}
.hero-backdrop{position:absolute;inset:0 0 auto auto;width:58%;height:580px;z-index:-1;background-image:linear-gradient(90deg,#e1f0ec 0%,#e1f0ec0d 40%),url('../img/hero.webp');background-size:cover;background-position:center,70% 45%;border-radius:0 0 0 100px}
.hero-backdrop:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#e1f0ec 0%,transparent 24%)}
.hero-copy{width:54%;position:relative;padding-bottom:42px}
.hero-copy h1{font-size:clamp(2.6rem,4.8vw,4.35rem);line-height:1.07;letter-spacing:-.05em}
.hero-copy h1 span{display:block;color:#3c7c73}
.hero-copy .lead{max-width:500px;font-size:1.0625rem;line-height:1.65;margin-top:22px}
.hero-copy .eyebrow{color:#3d645e}
.hero-copy .button-row{margin-top:23px}
.hero-proof{display:flex;gap:20px;align-items:center;font-size:1.0625rem;color:#375c56;margin-top:21px;flex-wrap:wrap}
.hero-proof span{display:flex;gap:7px;align-items:center}
.hero-proof .icon{width:17px;height:17px}
.compare-panel{position:relative;background:#fff;border:1px solid #c8d8d1;border-radius:var(--radius);box-shadow:0 15px 48px #123f4514;padding:28px;scroll-margin-top:105px}
.compare-panel-head{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:22px}
.compare-panel-head h2{font-size:1.33rem;letter-spacing:-.025em}
.compare-panel-head span{font-size:1.0625rem;color:var(--muted)}
.comparison-grid{display:grid;grid-template-columns:1.05fr 1fr 1fr;gap:19px}
.compare-group{padding:23px;border-radius:13px;background:#f7f8f4;border:1px solid #dde5de}
.compare-group--energy{background:#e1f0ec;border-color:#bcd3c9}
.compare-group--insurance{background:#fbf0e3}
.compare-group--finance{background:#f2f4f4}
.compare-title{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.compare-title .icon{width:28px;height:28px}
.compare-title h3{font-size:1.15rem}
.compare-links{display:grid;gap:7px}
.compare-links a{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 12px;background:white;border:1px solid #d9e1dc;border-radius:7px;color:var(--ink);font-size:1.0625rem;font-weight:650}
.compare-links a:hover{background:var(--ink);color:white;text-decoration:none;border-color:var(--ink)}
.compare-links .icon{width:17px;height:17px}
.compare-all{display:inline-flex;font-size:1.0625rem;font-weight:700;text-decoration:underline;margin-top:13px;text-underline-offset:4px}
.benefit-strip{padding:37px 0;background:#fff;border-bottom:1px solid var(--line)}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:46px}
.benefit-item{display:flex;align-items:flex-start;gap:17px}
.benefit-number{display:flex;align-items:center;justify-content:center;width:43px;height:43px;flex-shrink:0;border:1px solid #c6d8cf;border-radius:50%;font-size:1.0625rem;font-weight:750;color:var(--ink)}
.benefit-item h2{font-size:1.0625rem;letter-spacing:-.01em;margin-bottom:7px}
.benefit-item p{font-size:1.0625rem;line-height:1.55}
.feature-grid{display:grid;grid-template-columns:1fr 1fr;column-gap:72px;row-gap:0;align-items:center}
.feature-head{grid-column:2;grid-row:1;align-self:end}
.feature-media{grid-column:1;grid-row:1 / 3;border-radius:var(--radius);overflow:hidden;aspect-ratio:1.1;position:relative;box-shadow:var(--shadow)}
.feature-media img{width:100%;height:100%;object-fit:cover}
.feature-content{grid-column:2;grid-row:2;align-self:start}
.feature-content>p{margin-top:24px}
.check-list{list-style:none;padding:0;margin:23px 0;display:grid;gap:10px;font-size:1.0625rem}
.check-list li{display:flex;align-items:flex-start;gap:10px;margin:0}
.check-list .icon{width:21px;height:1lh;color:#3c7c73;margin-top:0}
.image-badge{position:absolute;left:25px;bottom:25px;padding:13px 17px;background:#ffffffed;border-radius:10px;color:var(--ink);display:flex;align-items:center;gap:12px;font-size:1.0625rem;font-weight:650;max-width:calc(100% - 50px)}
.product-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.product-card{position:relative;display:flex;flex-direction:column;border:1px solid #d7e1dc;border-radius:16px;overflow:hidden;background:white}
.card-content{padding:27px;display:flex;flex-direction:column;align-items:start;flex:1}
.product-card h3{font-size:1.0625rem;hyphens:auto;overflow-wrap:anywhere}
.product-card p{font-size:1.0625rem;line-height:1.65;margin:12px 0 22px;color:var(--muted)}
.product-card .text-link{font-size:1.0625rem;margin-top:auto}
.product-card .icon-tile{margin-bottom:20px}
.product-card--featured{background:var(--sage);border-color:#bad4c8}
.product-card--featured .icon-tile{background:white}
.product-card:hover{border-color:#7fa698;box-shadow:0 8px 22px #123f4510}
.card-photo{width:100%;aspect-ratio:1.7;object-fit:cover}
.finance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.finance-grid .product-card h3{font-size:1.35rem}
.finance-grid .product-card p{font-size:1.0625rem}
.finance-grid .icon-tile{display:none}
.finance-grid .card-content{padding:27px 28px 30px}
.section-link-row{display:flex;gap:22px;align-items:center;margin-top:30px}
.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:27px}
.guide-card{border:1px solid #d6dfd9;border-radius:17px;overflow:hidden;background:#fff;display:flex;flex-direction:column}
.guide-image-link{display:block;overflow:hidden}
.guide-card img{width:100%;aspect-ratio:1.75;object-fit:cover}
.guide-body{padding:26px;display:flex;flex-direction:column;align-items:start;flex:1}
.guide-body .eyebrow{font-size:1.0625rem;margin-bottom:13px}
.guide-body h3{font-size:1.22rem}
.guide-body p{font-size:1.0625rem;margin:14px 0 24px}
.guide-body .text-link{margin-top:auto;font-size:1.0625rem}
.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px;align-items:start}
.faq-layout>div>p{margin-top:20px;max-width:none}
.faq-list{border-top:1px solid #afc4ba}
.faq{border-bottom:1px solid #afc4ba;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;font-size:1.0625rem;font-weight:650;color:var(--ink);padding:22px 0;line-height:1.5}
.faq summary .icon{width:18px;height:18px;transition:transform .25s}
.faq[open] summary .icon{transform:rotate(180deg)}
.faq-answer{padding-bottom:23px;font-size:1.0625rem;line-height:1.8}
.closing-inner{display:flex;align-items:center;justify-content:space-between;gap:50px}
.closing-inner>div:first-child{max-width:710px}
.closing-inner h2{font-size:2.5rem}
.closing-inner p{margin-top:18px;max-width:650px}
.closing-inner>div:last-child{flex-shrink:0}
.site-footer{padding:68px 0 0}
.footer-grid{display:grid;grid-template-columns:1.25fr .9fr 1.2fr 1fr;gap:40px}
.footer-brand p{font-size:1.0625rem;line-height:1.7;margin-top:26px}
.footer-brand .small{font-size:1.0625rem;margin-top:18px;color:var(--muted)}
.footer-grid h2{font-size:1.0625rem;letter-spacing:0;margin-bottom:21px}
.footer-grid ul{list-style:none;padding:0;margin:0;font-size:1.0625rem;line-height:1.7}
.footer-grid li+li{margin-top:9px}
.footer-second-heading{margin-top:30px}
.footer-disclosure{margin-top:45px;padding:27px 0;border-top:1px solid #c0d3c8;font-size:1.0625rem;line-height:1.85;color:#4d6565}
.footer-disclosure a{text-decoration:underline}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;padding:23px 0;border-top:1px solid #c0d3c8;font-size:1.0625rem;gap:20px}
.footer-bottom>div{display:flex;gap:25px}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;font-size:1.0625rem;color:var(--muted);margin-bottom:34px}
.breadcrumbs [aria-current]{color:var(--ink)}
.page-hero{padding:34px 0 65px;border-bottom:1px solid var(--line);background:var(--sage)}
.page-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:0 65px;align-items:center}
.page-hero-head{grid-column:1;grid-row:1;align-self:end}
.page-hero-head h1{font-size:clamp(2.25rem,3.7vw,3.6rem);overflow-wrap:break-word;hyphens:auto}
.page-hero-media{grid-column:2;grid-row:1 / 3;border-radius:22px;overflow:hidden;aspect-ratio:1.23}
.page-hero-media img{width:100%;height:100%;object-fit:cover}
.page-hero-content{grid-column:1;grid-row:2;align-self:start}
.page-hero-content .lead{font-size:1.0625rem}
.page-hero--simple h1{max-width:920px;font-size:clamp(2.3rem,4vw,3.8rem)}
.page-hero--simple .lead{max-width:750px}
.page-hero--simple .button-row{margin-top:26px}
.facts-row{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.fact{display:flex;gap:16px;align-items:start;font-size:1.2rem;line-height:1.35}
.fact .icon{height:1lh;margin-top:0;color:#4a8073}
.fact h2{font-size:1.0625rem;letter-spacing:0;margin-bottom:8px}
.fact p{font-size:1.0625rem;line-height:1.7}
.content-layout{display:grid;grid-template-columns:minmax(0,800px) 280px;gap:70px;align-items:start}
.prose h2{font-size:2rem;margin-top:48px;line-height:1.22}
.prose h3{margin-top:28px;font-size:1.22rem}
.prose p{margin-top:20px;line-height:1.9;font-size:1.0625rem}
.prose li{font-size:1.0625rem;line-height:1.85}
.prose a:not(.button){text-decoration:underline;text-underline-offset:4px}
.prose .eyebrow{margin-bottom:17px}
.prose .button{margin-top:20px;text-decoration:none}
.aside-card{position:sticky;top:122px;background:var(--sage);border:1px solid #c4d8ce;border-radius:16px;padding:26px;align-self:start}
.aside-card h2{font-size:1.3rem;line-height:1.3}
.aside-card p{font-size:1.0625rem;line-height:1.7;margin-top:18px}
.aside-card .button{width:100%;padding-inline:11px;font-size:1.0625rem;margin-top:21px}
.aside-card ul{list-style:none;padding:0;font-size:1.0625rem;margin:20px 0 0}
.aside-card li+li{margin-top:12px}
.aside-card a:not(.button){text-decoration:underline;text-underline-offset:3px}
.info-table{width:100%;border-collapse:collapse;font-size:1.0625rem;margin-top:27px;text-align:left}
.info-table th{background:var(--sage);font-size:1.0625rem;color:var(--ink)}
.info-table td,.info-table th{padding:16px 18px;border:1px solid #c8d9cf;vertical-align:top;line-height:1.75}
.info-table td:first-child{font-weight:650;color:var(--ink);width:31%}
.table-wrap{overflow-x:auto}
.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:38px}
.step-card{padding-top:21px;border-top:1px solid #c3d1c8}
.step-index{display:block;font-size:2rem;color:#719c8b;line-height:1;margin-bottom:23px;font-weight:450;letter-spacing:-.05em}
.step-card h3{font-size:1.18rem}
.step-card p{font-size:1.0625rem;margin-top:15px;line-height:1.8}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}
.related-tile{padding:25px;border:1px solid #c7d5cd;border-radius:14px;background:white}
.related-tile h3{font-size:1.15rem;margin-bottom:16px}
.related-tile p{font-size:1.0625rem;line-height:1.8;margin-bottom:20px}
.related-tile .text-link{font-size:1.0625rem}
.article-meta{display:flex;flex-wrap:wrap;gap:12px;font-size:1.0625rem;color:var(--muted);margin-top:23px}
.article-hero-image{margin-top:30px;border-radius:18px;overflow:hidden;aspect-ratio:2.5}
.article-hero-image img{width:100%;height:100%;object-fit:cover}
.toc{border-left:3px solid #89aa9b;padding:5px 0 5px 25px;margin:30px 0 40px}
.toc h2{font-size:1.0625rem;margin:0}
.toc ol{font-size:1.0625rem;margin:15px 0 0;line-height:1.65}
.toc a{color:var(--ink)}
.quick-answer{padding:24px 27px;background:var(--sage);border-radius:13px;margin-bottom:28px;color:var(--ink);border:1px solid #c6dacf}
.quick-answer p{margin-top:10px;font-size:1.0625rem}
.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:34px}
.filter-button{border:1px solid #baccc2;border-radius:24px;padding:10px 18px;min-height:44px;font-size:1.0625rem;color:var(--ink);background:white}
.filter-button[aria-pressed=true]{color:#fff;background:var(--ink);border-color:var(--ink)}
.guide-card[hidden]{display:none}
.filter-count{font-size:1.0625rem;margin-bottom:25px;color:var(--muted)}
.legal{max-width:850px}
.legal h2{font-size:1.7rem}
.legal address{font-style:normal;line-height:1.9;font-size:1.0625rem;margin-top:22px}
.legal .contact-detail{display:block;margin-top:9px}
.category-intro{max-width:800px}
.category-intro h2{font-size:2.15rem}
.category-intro p{margin-top:21px}
.category-intro+.product-grid,.category-intro+.finance-grid{margin-top:35px}
.category-energy-grid{display:grid;grid-template-columns:1fr 1fr;gap:27px}
.energy-feature{display:flex;flex-direction:column;padding:35px;border:1px solid #c3d6c9;border-radius:18px;background:#fff}
.energy-feature h2{font-size:1.9rem}
.energy-feature p{margin:20px 0 25px;font-size:1.0625rem}
.energy-feature .button{align-self:start;margin-top:auto}
.energy-feature .text-link{margin-top:21px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

@property --edge-angle{syntax:'<angle>';initial-value:0deg;inherits:false}

@keyframes headerShimmer{0%,82%{background-position:150% 0}
100%{background-position:-150% 0}
}

@keyframes borderLight{to{--edge-angle:360deg}
}

.motion-ready .cta--header-shimmer:after{content:"";position:absolute;z-index:-1;inset:0;border-radius:inherit;pointer-events:none;background:linear-gradient(100deg,transparent 40%,#fff4 50%,transparent 60%) 150% 0/300% 100%;animation:headerShimmer 6s linear infinite;clip-path:inset(0 round 10px)}

@supports (background:conic-gradient(from 0deg,white,transparent)) and (mask-composite:exclude){.motion-ready .cta--hero-border-light:before{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:2px;pointer-events:none;background:conic-gradient(from var(--edge-angle),transparent 0deg,transparent 260deg,#fff2 300deg,#ffeac4 348deg,transparent 360deg);mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);mask-composite:exclude;animation:borderLight 5s linear infinite}
}

.reveal-ready{opacity:0;transform:translateY(10px)}
.reveal-visible{opacity:1;transform:none;transition:opacity .48s ease-out,transform .48s ease-out;transition-delay:var(--reveal-delay,0ms)}

@media(min-width:1600px){.hero-backdrop{width:56%;background-position:center,center 43%;height:620px}
.hero-copy{padding-bottom:58px}
.hero-home{padding-top:70px}
}

@media(max-width:1190px){.container{width:calc(100% - 48px)}
.header-inner{gap:18px}
.brand{width:215px;height:44px}
.brand img{width:215px;margin-top:-17px}
.nav-groups{gap:15px}
.main-nav{gap:18px}
.nav-group summary{font-size:1.0625rem}
.main-nav>.button{font-size:1.0625rem;padding-inline:13px}
.main-nav>.button .icon{display:none}
.feature-grid{column-gap:44px}
.card-content{padding:23px}
.content-layout{gap:42px;grid-template-columns:minmax(0,1fr) 265px}
.footer-grid{gap:24px}
.footer-grid .brand{width:200px}
.footer-grid .brand img{width:200px;margin-top:-16px}
}

@media(max-width:1023px){.site-header{position:sticky}
.header-inner{min-height:76px;flex-wrap:wrap;padding-block:14px}
.menu-ready .menu-toggle{display:flex}
.main-nav{width:100%;display:block;border-top:1px solid #d3dfdc;padding:16px 0;max-height:calc(100dvh - 110px);overflow:auto}
.menu-ready .main-nav[hidden]{display:none}
.nav-groups{display:block}
.nav-group summary{padding:14px 0;justify-content:space-between;font-size:1.0625rem}
.nav-dropdown,.nav-dropdown--wide,.nav-dropdown--guides{position:static;width:auto;min-width:0;max-height:none;padding:8px 10px 17px;margin:0 0 10px;border-radius:12px;box-shadow:none}
.nav-dropdown--wide .nav-products{grid-template-columns:1fr 1fr}
.main-nav>.button{margin-top:15px;display:flex;min-height:47px;font-size:1.0625rem}
.main-nav>.button .icon{display:block}
.main-nav[hidden] .cta--header-shimmer:after{animation:none}
.hero-home{padding-top:40px}
.hero-copy{width:60%;padding-bottom:38px}
.hero-copy h1{font-size:3.4rem}
.hero-backdrop{width:60%;height:535px;opacity:.75}
.hero-copy .lead{max-width:420px}
.compare-panel{padding:22px}
.comparison-grid{gap:13px}
.compare-group{padding:19px}
.compare-title h3{font-size:1.0625rem}
.compare-title .icon{width:23px;height:23px}
.compare-links a{font-size:1.0625rem}
.benefit-grid{gap:24px}
.section{padding:66px 0}
.product-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.finance-grid{gap:18px}
.finance-grid .card-content{padding:23px}
.feature-grid{gap:0 35px}
.faq-layout{gap:40px}
.closing-inner{display:block}
.closing-inner>div:last-child{margin-top:28px}
.footer-grid{grid-template-columns:1fr 1fr;gap:42px}
.footer-grid .brand{width:240px}
.footer-grid .brand img{width:240px;margin-top:-20px}
.page-hero-grid{column-gap:35px}
.content-layout{grid-template-columns:minmax(0,1fr) 235px;gap:30px}
.aside-card{padding:20px}
.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:21px}
.related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}
.related-tile{padding:20px}
}

@media(max-width:767px){body{font-size:16px}
.container{width:calc(100% - 36px)}
.topbar{font-size:1.0625rem;padding:7px 0}
.topbar span:last-child{display:none}
.header-inner{min-height:72px;padding-block:12px}
.brand{width:216px;height:42px}
.brand img{width:216px;margin-top:-17px}
.menu-toggle{font-size:1.0625rem}
.nav-dropdown--wide .nav-products{grid-template-columns:1fr}
.nav-products>a{font-size:1.0625rem;padding:12px 9px}
.nav-dropdown--guides .nav-products>a{line-height:1.5}
.hero-home{padding:34px 0 26px}
.hero-backdrop{inset:0 0 auto auto;height:380px;width:100%;opacity:.18;background-position:center,65% center;border-radius:0;mask-image:linear-gradient(90deg,transparent,#000)}
.hero-backdrop:after{background:linear-gradient(0deg,var(--sage),transparent)}
.hero-copy{width:100%;padding-bottom:29px}
.hero-copy h1{font-size:2.75rem;line-height:1.09;max-width:500px}
.hero-copy .lead{font-size:1.0625rem;max-width:480px;margin-top:20px}
.eyebrow{font-size:1.0625rem;margin-bottom:14px}
.hero-copy .eyebrow{font-size:1.0625rem}
.hero-proof{gap:11px 18px;font-size:1.0625rem;margin-top:18px}
.hero-proof span:last-child{display:none}
.hero-copy .button-row{margin-top:23px}
.hero-copy .button{font-size:1.0625rem}
.compare-panel{padding:20px 16px;border-radius:15px}
.compare-panel-head{margin-bottom:18px;display:block}
.compare-panel-head h2{font-size:1.18rem}
.compare-panel-head span{display:block;margin-top:6px;font-size:1.0625rem}
.comparison-grid{grid-template-columns:1fr;gap:13px}
.compare-group{padding:19px}
.compare-title{margin-bottom:14px}
.compare-title h3{font-size:1.09rem}
.compare-title .icon{width:25px;height:25px}
.compare-links{grid-template-columns:1fr 1fr;gap:9px}
.compare-links a{padding:11px 10px;min-height:47px;font-size:1.0625rem;line-height:1.4}
.compare-group--insurance .compare-links,.compare-group--finance .compare-links{grid-template-columns:1fr}
.compare-group--insurance .compare-links a{padding-block:10px}
.compare-all{font-size:1.0625rem}
.benefit-strip{padding:28px 0}
.benefit-grid{grid-template-columns:1fr;gap:23px}
.benefit-item{gap:15px}
.benefit-item h2{font-size:1.0625rem}
.benefit-item p{font-size:1.0625rem}
.benefit-number{width:39px;height:39px}
.section{padding:52px 0}
h2{font-size:2rem}
.section-heading{display:block;margin-bottom:27px}
.section-heading>.text-link{margin-top:21px}
.section-heading p{font-size:1.0625rem;margin-top:17px}
.feature-grid{display:flex;flex-direction:column;gap:0;align-items:stretch}
.feature-head{order:0}
.feature-media{order:1;aspect-ratio:1.35;margin-top:25px;flex:none}
.feature-content{order:2}
.feature-content>p{font-size:1.0625rem;margin-top:24px}
.image-badge{left:18px;bottom:18px;padding:11px 14px;font-size:1.0625rem;max-width:calc(100% - 36px)}
.check-list{font-size:1.0625rem;gap:10px;margin-block:22px}
.feature-content .button{width:100%}
.product-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
.card-content{padding:20px 16px}
.product-card h3{font-size:1.0625rem;line-height:1.35}
.product-card p{font-size:1.0625rem;margin-top:10px;margin-bottom:19px;line-height:1.7}
.product-card .icon-tile{width:40px;height:40px;border-radius:11px;margin-bottom:17px}
.product-card .icon-tile .icon{width:23px;height:23px}
.product-card .text-link{font-size:1.0625rem;gap:5px;line-height:1.4;min-height:35px}
.product-card .text-link .icon{width:16px}
.finance-grid{grid-template-columns:1fr;gap:22px}
.finance-grid .card-content{padding:25px}
.finance-grid .product-card h3{font-size:1.35rem}
.finance-grid .product-card p{font-size:1.0625rem}
.finance-grid .product-card .text-link{font-size:1.0625rem}
.section-link-row{display:block}
.section-link-row>p{margin-top:12px}
.guide-grid{grid-template-columns:1fr;gap:23px}
.guide-body{padding:24px}
.guide-body h3{font-size:1.25rem}
.guide-body p{font-size:1.0625rem}
.faq-layout{grid-template-columns:1fr;gap:28px}
.faq-layout>div>p{max-width:none;margin-top:17px;font-size:1.0625rem}
.faq summary{padding:19px 0;font-size:1.0625rem;gap:15px}
.faq-answer{font-size:1.0625rem;padding-bottom:22px}
.closing-inner h2{font-size:2rem;overflow-wrap:anywhere}
.closing-inner p{font-size:1.0625rem}
.closing-inner .button{width:100%;min-height:52px}
.site-footer{padding-top:49px}
.footer-grid{grid-template-columns:1fr;gap:35px;text-align:center}
.footer-grid>div{display:flex;flex-direction:column;align-items:center}
.footer-grid .brand{width:240px;align-self:center}
.footer-brand p{margin-top:16px;font-size:1.0625rem}
.footer-brand .small{margin-top:12px}
.footer-grid h2{margin-bottom:16px;font-size:1.0625rem}
.footer-grid ul{font-size:1.0625rem}
.footer-grid li+li{margin-top:10px}
.footer-second-heading{margin-top:28px}
.footer-disclosure{text-align:center;font-size:1.0625rem;line-height:1.8;margin-top:36px}
.footer-bottom{flex-direction:column;text-align:center;gap:14px;padding:23px 0 27px}
.footer-bottom>div{justify-content:center;gap:18px;flex-wrap:wrap}
.breadcrumbs{font-size:1.0625rem;gap:7px;margin-bottom:25px}
.page-hero{padding:25px 0 37px}
.page-hero-grid{display:flex;flex-direction:column;gap:0;align-items:stretch}
.page-hero-head{order:0;align-self:auto}
.page-hero-head h1{font-size:2.45rem;line-height:1.13}
.page-hero-media{order:1;aspect-ratio:1.6;margin-top:25px}
.page-hero-content{order:2}
.page-hero-content .lead{font-size:1.0625rem;margin-top:24px}
.page-hero-content .button-row{margin-top:23px}
.page-hero-content .button{width:100%}
.page-hero--simple h1{font-size:2.45rem;line-height:1.13}
.page-hero--simple .lead{font-size:1.0625rem}
.facts-row{grid-template-columns:1fr;gap:25px}
.fact p{font-size:1.0625rem}
.content-layout{display:flex;flex-direction:column;gap:35px}
.content-layout>article,.content-layout>.prose{width:100%;min-width:0}
.aside-card{position:static;width:100%;padding:25px}
.aside-card .button{width:auto;font-size:1.0625rem;padding-inline:20px}
.prose h2{font-size:1.75rem;margin-top:36px;line-height:1.25}
.prose h3{font-size:1.13rem}
.prose p{font-size:1.0625rem;line-height:1.9;margin-top:18px}
.prose li{font-size:1.0625rem;line-height:1.85}
.info-table{font-size:1.0625rem}
.info-table th{font-size:1.0625rem}
.info-table td,.info-table th{padding:12px 13px}
.table-wrap{margin-inline:0;max-width:100%}
.step-grid{grid-template-columns:1fr;gap:24px;margin-top:29px}
.step-index{font-size:1.7rem;margin-bottom:17px}
.step-card p{font-size:1.0625rem}
.related-grid{grid-template-columns:1fr;gap:16px}
.related-tile{padding:25px}
.article-hero-image{aspect-ratio:1.6;margin-top:24px}
.article-meta{font-size:1.0625rem;gap:7px 12px;margin-top:19px}
.quick-answer{padding:22px}
.quick-answer p{font-size:1.0625rem}
.toc{padding-left:20px}
.toc h2{font-size:1.0625rem}
.filters{gap:8px;margin-bottom:24px}
.filter-button{padding:9px 14px;font-size:1.0625rem}
.category-energy-grid{grid-template-columns:1fr;gap:20px}
.energy-feature{padding:26px}
.energy-feature h2{font-size:1.75rem}
.energy-feature .button{width:100%}
.legal h2{font-size:1.55rem}
.legal address{font-size:1.0625rem;overflow-wrap:anywhere}
}

@media(max-width:380px){.container{width:calc(100% - 30px)}
.brand{width:197px;height:40px}
.brand img{width:197px;margin-top:-16px}
.hero-copy h1{font-size:2.55rem}
.menu-toggle>span:first-child{display:none}
.product-grid{gap:11px}
.card-content{padding:18px 13px}
.product-card .text-link .icon{display:none}
}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}
.reveal-ready,.reveal-visible{opacity:1;transform:none;transition:none}
.motion-ready .cta--header-shimmer:after,.motion-ready .cta--hero-border-light:before{animation:none;display:none}
.faq summary .icon{transition:none}
}

@media print{body{font-size:11pt;background:white;color:black}
.topbar,.site-header,.site-footer,.closing,.aside-card,.filters,.button,.compare-panel,.hero-backdrop{display:none!important}
.container{width:100%}
.section,.page-hero{padding:20px 0;background:white!important;border-color:#aaa}
.reveal-ready,.reveal-visible{opacity:1!important;transform:none!important}
.prose{width:100%}
.content-layout,.page-hero-grid,.feature-grid{display:block}
.page-hero-media,.feature-media{max-height:230px;margin:20px 0}
.hero-copy{width:100%}
.hero-home{background:white;padding:20px 0}
.faq-answer{display:block!important}
.faq::details-content{content-visibility:visible;display:block}
.faq{break-inside:avoid}
.guide-grid,.product-grid{grid-template-columns:repeat(2,1fr)}
a{text-decoration:underline}
}


.filters[hidden]{display:none}
.filter-count{font-size:1.0625rem;color:var(--muted);margin:-12px 0 24px}
.product-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}
.product-grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}
.product-grid--three .icon-tile{display:none}
.product-grid--three h3{font-size:1.35rem}
.article-facts{margin-top:35px}
.article-checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:20px 40px;max-width:1050px}
.article-checklist li{display:flex;align-items:flex-start;gap:14px;margin:0}
.article-checklist .icon{height:1lh;color:#3c7c73;margin-top:0}
.article-aside .toc{font-size:1.0625rem;padding-left:20px;margin:20px 0 27px;border:0}
.article-aside .toc li+li{margin-top:14px}
.article-aside .button{width:100%}
.info-table caption{text-align:left;padding:0 0 14px;font-weight:700;color:var(--ink)}
.info-table tbody th{background:transparent;color:var(--ink);font-weight:650;vertical-align:top;text-align:left;width:30%;text-transform:none}
.table-wrap:focus-visible{outline-offset:5px}
.legal,.legal-hero{max-width:930px;margin-inline:auto}
.page-hero--simple .legal-hero .lead{max-width:none}
.legal address{font-style:normal;margin-top:20px}
.legal a{text-decoration:underline;text-underline-offset:4px}
.legal-details .icon{width:19px;height:19px;margin-right:8px}
.footer-bottom .icon{width:14px;height:14px;margin-left:3px}
.quick-answer h2{font-size:1.6rem;margin-bottom:17px}
.quick-answer p{margin-top:0}
.step-card .text-link{margin-top:20px}
.related-grid:has(>.related-tile:only-child){grid-template-columns:minmax(0,700px)}
.related-grid:has(>.related-tile:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}

@media(max-width:767px){.product-grid--two,.product-grid--three,.article-checklist{grid-template-columns:1fr}
.article-checklist{gap:20px;font-size:1.0625rem}
.article-facts{margin-top:28px}
.related-grid:has(>.related-tile:nth-child(2):last-child){grid-template-columns:1fr}
.quick-answer h2{font-size:1.45rem}
.filter-count{margin-top:0}
.article-aside{order:-1}
}


:is(.product-grid,.finance-grid,.guide-grid,.step-grid,.facts-row,.footer-grid,.related-grid)>.reveal-visible:nth-child(4n+2){--reveal-delay:70ms}

:is(.product-grid,.finance-grid,.guide-grid,.step-grid,.facts-row,.footer-grid,.related-grid)>.reveal-visible:nth-child(4n+3){--reveal-delay:140ms}

:is(.product-grid,.finance-grid,.guide-grid,.step-grid,.facts-row,.footer-grid,.related-grid)>.reveal-visible:nth-child(4n+4){--reveal-delay:210ms}

.page-hero-head h1,.product-card h3,.guide-card h3{hyphens:manual;overflow-wrap:break-word}


.page-hero-content>.button{margin-top:27px}

/* Readable typography across cards, navigation and supporting copy. */
:root{--header-height:125px}
html{scroll-padding-top:calc(var(--header-height) + 16px);scrollbar-gutter:stable}
body{padding-top:var(--header-height)}
h2,h3{hyphens:manual;overflow-wrap:break-word}
.eyebrow,.hero-copy .eyebrow{font-size:1rem;line-height:1.5;letter-spacing:.065em;font-weight:700}
.lead,.hero-copy .lead,.page-hero-content .lead,.page-hero--simple .lead{font-size:1.125rem;line-height:1.75}
.button,.main-nav>.button,.aside-card .button,.hero-copy .button{font-size:1.0625rem;line-height:1.45;min-height:52px}
.text-link,.product-card .text-link,.finance-grid .product-card .text-link,.related-tile .text-link{font-size:1.0625rem;line-height:1.5}
.product-card h3,.finance-grid .product-card h3{font-size:1.3rem;line-height:1.3}
.product-card p,.finance-grid .product-card p,.guide-body p,.related-tile p,.aside-card p{font-size:1.0625rem;line-height:1.75}
.card-content{padding:26px}
.fact h2,.fact h3,.benefit-item h2{font-size:1.2rem;line-height:1.35}
.fact p,.benefit-item p{font-size:1.0625rem;line-height:1.75}
.hero-proof{font-size:1rem}
.compare-panel-head h2{font-size:1.5rem;line-height:1.35}
.compare-panel-head>span{font-size:1rem}
.compare-title h3{font-size:1.25rem;line-height:1.35}
.compare-links a,.compare-all{font-size:1.0625rem;line-height:1.5}
.compare-links a{min-height:52px}
.compare-all{margin-top:18px}
.comparison-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.compare-group{min-width:0;padding:22px}
.compare-title .icon{width:26px;height:26px}
.compare-panel{scroll-margin-top:24px}
.breadcrumbs,.article-meta{font-size:1rem;line-height:1.6}
.breadcrumbs{overflow-wrap:anywhere}
.image-badge{font-size:1rem;line-height:1.5}
.aside-card{top:calc(var(--header-height) + 24px)}
.aside-card h2{font-size:1.4rem;hyphens:manual;overflow-wrap:break-word}
.aside-card ul,.article-aside .toc{font-size:1rem;line-height:1.65}
.aside-card .button{white-space:normal}
.closing-inner>div:last-child{max-width:440px;flex-shrink:1}
.closing-inner .button{max-width:100%;overflow-wrap:anywhere}
.faq-layout>div,.faq summary>span{min-width:0;overflow-wrap:break-word}

/* The spacing belongs to each text section, including nested heading wrappers. */
.prose>div{display:flow-root}
.prose>div+div{margin-top:56px}
.prose h2{margin:0 0 18px;font-size:2rem;line-height:1.25}
.prose>h2:not(:first-child),.prose p+h2{margin-top:56px}
.prose h2+:is(p,ul,ol,address){margin-top:0}
.prose h3{margin:32px 0 14px}
.prose p{font-size:1.125rem;line-height:1.8;margin-top:20px}
.prose h2+p,.prose h3+p{margin-top:0}
.prose li,.legal address{font-size:1.125rem;line-height:1.8}
.legal h2{font-size:1.8rem}
.table-wrap{overflow:visible;width:100%;margin-top:30px}
.info-table{margin-top:0;min-width:0;table-layout:fixed}
.info-table th,.info-table td{font-size:1.0625rem;overflow-wrap:break-word}
.info-table thead th:first-child,.info-table tbody th{width:32%}
.info-table caption{font-size:1.0625rem;line-height:1.5}

/* One fixed header. The mobile panel occupies its own viewport area. */
.site-header{position:fixed;inset:0 0 auto;z-index:50;background:#fff}
.topbar{min-height:36px;padding:8px 0;font-size:.9375rem;line-height:20px;text-align:center;letter-spacing:0}
.topbar .container{justify-content:center}
.topbar span,.topbar span:last-child{display:flex;justify-content:center}
.header-inner{min-height:88px;flex-wrap:nowrap;padding-block:0;gap:24px}
.main-nav{gap:24px}
.nav-groups{gap:22px}
.nav-home,.nav-group summary{font-size:1.0625rem;font-weight:650;line-height:1.5;color:var(--ink)}
.nav-home{display:block;white-space:nowrap;padding:30px 0}
.nav-home[aria-current=page]{color:var(--orange)}
.nav-group summary{padding:30px 0;gap:7px}
.nav-dropdown{max-height:calc(100dvh - var(--header-height) - 16px);scrollbar-gutter:stable}
.nav-products>a,.nav-overview{font-size:1rem;line-height:1.6}
.main-nav>.button{font-size:1rem;padding:12px 16px;min-height:48px}
.menu-open,.menu-open body{overflow:hidden;overscroll-behavior:none}

/* Balanced footer: energy/finance, two insurance columns, then guides. */
.footer-brand{display:flex;align-items:center;justify-content:space-between;gap:40px;padding-bottom:34px;margin-bottom:36px;border-bottom:1px solid #bed1c7}
.footer-brand p{font-size:1.125rem;line-height:1.65;margin:0;max-width:620px}
.footer-grid{grid-template-columns:minmax(0,1fr) minmax(0,2.25fr) minmax(0,1fr);gap:36px;text-align:left}
.footer-grid>div{min-width:0}
.footer-grid h2{font-size:1.2rem;line-height:1.4;margin-bottom:16px;letter-spacing:-.015em}
.footer-grid ul{font-size:1.0625rem;line-height:1.55}
.footer-grid li+li{margin-top:7px}
.footer-grid li a{display:inline-block;padding-block:4px;hyphens:manual;overflow-wrap:break-word}
.footer-group+.footer-group{margin-top:28px}
.footer-insurance-list{display:grid;grid-auto-flow:column;grid-template-rows:repeat(7,auto);grid-template-columns:repeat(2,minmax(0,1fr));gap:7px 25px}
.footer-insurance-list li+li{margin-top:0}
.footer-featured{font-weight:750}
.footer-disclosure{font-size:1.0625rem;line-height:1.75;margin-top:36px;padding:25px 0;border-top:1px solid #bed1c7;color:var(--text)}
.footer-bottom{font-size:1rem;line-height:1.6}

@media(max-width:1439px){
  :root{--header-height:117px}
  html{scrollbar-gutter:auto;scrollbar-width:none}
  html::-webkit-scrollbar{display:none}
  .site-header{position:fixed}
  .header-inner{min-height:80px;height:80px;padding:0;flex-wrap:nowrap}
  .menu-ready .menu-toggle{display:flex;font-size:1rem;min-height:48px;padding:10px;gap:12px}
  .menu-ready .main-nav{position:fixed;inset:var(--header-height) 0 auto;height:calc(100vh - var(--header-height));height:calc(100dvh - var(--header-height));max-height:none;width:auto;display:block;margin:0;border:0;padding:16px max(24px,calc((100% - 880px)/2)) 32px;background:#fff;overflow-y:auto;overflow-x:hidden;overscroll-behavior:contain;scrollbar-gutter:stable both-edges;isolation:isolate}
  .menu-ready .main-nav[hidden]{display:none}
  .main-nav::-webkit-scrollbar{width:10px}
  .main-nav::-webkit-scrollbar-thumb{background:#93aaa2;border:3px solid white;border-radius:8px}
  .nav-groups{display:block}
  .nav-home,.nav-group summary{font-size:1.125rem;padding:17px 4px;min-height:60px;line-height:1.45;justify-content:space-between}
  .nav-group summary .icon{width:20px;height:20px;margin-right:4px}
  .nav-dropdown,.nav-dropdown--wide,.nav-dropdown--guides{position:static;min-width:0;width:auto;max-height:none;overflow:visible;margin:0 0 12px;padding:16px 12px;border-radius:12px;box-shadow:none;scrollbar-gutter:auto}
  .nav-dropdown--wide .nav-products{grid-template-columns:1fr 1fr}
  .nav-products>a{font-size:1.0625rem;padding:12px 9px;min-height:48px;overflow-wrap:anywhere}
  .nav-overview{font-size:1.0625rem}
  .main-nav>.button{display:flex;font-size:1.0625rem;min-height:52px;margin-top:20px;padding:13px 20px}
  .main-nav>.button .icon{display:block}
  .menu-pending:not(.menu-ready) .main-nav{display:none}
  html:not(.menu-ready):not(.menu-pending) body{padding-top:0}
  html:not(.menu-ready):not(.menu-pending) .site-header{position:relative}
  html:not(.menu-ready):not(.menu-pending) .header-inner{height:auto;flex-wrap:wrap;padding-block:18px}
  html:not(.menu-ready):not(.menu-pending) .main-nav{display:block;width:100%;max-height:none;overflow:visible;border-top:1px solid var(--line)}
  .footer-grid{grid-template-columns:minmax(0,1fr) minmax(0,2.1fr);gap:36px}
  .footer-guides{grid-column:1 / -1}
  .footer-guides ul{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px 24px}
  .footer-guides li+li{margin-top:0}
}
@media(min-width:768px) and (max-width:1023px){
  .comparison-grid{gap:14px}
  .compare-group{padding:18px}
  .compare-title h3{font-size:1.125rem}
  .compare-title{gap:8px;align-items:flex-start}
  .compare-links a{padding-inline:10px;gap:6px}
  .compare-links .icon{width:16px}
}
@media(max-width:767px){
  body{font-size:17px}
  .topbar{font-size:.9375rem;padding:8px 0}
  .nav-dropdown--wide .nav-products{grid-template-columns:1fr}
  .nav-products>a{font-size:1.0625rem}
  .eyebrow,.hero-copy .eyebrow{font-size:1rem;line-height:1.5;letter-spacing:.055em}
  .hero-copy,.page-hero{text-align:center}
  .hero-copy h1,.hero-copy .lead,.page-hero .lead,.page-hero--simple h1{margin-inline:auto}
  .hero-copy .lead,.page-hero-content .lead,.page-hero--simple .lead{font-size:1.125rem;line-height:1.7}
  .page-hero-content{align-self:stretch}
  .hero-copy .button-row,.page-hero .button-row,.hero-proof,.article-meta,.breadcrumbs{justify-content:center}
  .hero-proof{font-size:1rem;gap:10px 18px}
  .hero-proof span:last-child{display:flex}
  .page-hero .breadcrumbs{font-size:1rem;line-height:1.55;margin-bottom:30px}
  .page-hero-grid .button,.page-hero--simple .button{width:100%;max-width:440px}
  .compare-panel-head{text-align:center}
  .compare-panel-head h2{font-size:1.5rem}
  .compare-panel-head>span{font-size:1rem}
  .comparison-grid,.compare-links{grid-template-columns:1fr}
  .compare-title{justify-content:center}
  .compare-title h3{font-size:1.25rem}
  .compare-all{display:block;text-align:center}
  .compare-links a{font-size:1.0625rem;padding:13px 14px}
  .product-grid,.product-grid--two,.product-grid--three{grid-template-columns:1fr;gap:20px}
  .card-content{padding:26px}
  .product-card h3,.finance-grid .product-card h3{font-size:1.35rem;line-height:1.3}
  .product-card p,.finance-grid .product-card p{font-size:1.0625rem;line-height:1.75}
  .product-card .text-link{font-size:1.0625rem;min-height:44px;gap:10px}
  .product-card .text-link .icon{display:block;width:20px}
  .product-card .icon-tile{width:48px;height:48px}
  .product-card .icon-tile .icon{width:27px;height:27px}
  .feature-content>p,.section-heading p,.guide-body p,.fact p,.benefit-item p,.step-card p,.closing-inner p{font-size:1.0625rem;line-height:1.75}
  .feature-head{align-self:stretch;min-width:0}
  .faq-layout{grid-template-columns:minmax(0,1fr)}
  .check-list,.article-checklist{font-size:1.0625rem}
  .faq summary,.faq-answer,.faq-layout>div>p{font-size:1.0625rem;line-height:1.75}
  .prose>div+div{margin-top:44px}
  .prose h2{font-size:1.8rem;margin:0 0 16px;line-height:1.3}
  .prose>h2:not(:first-child),.prose p+h2{margin-top:44px}
  .prose p,.prose li,.legal address{font-size:1.0625rem;line-height:1.8}
  .legal h2{font-size:1.65rem}
  .aside-card .button{font-size:1.0625rem}
  .article-aside .button{display:none}
  .closing-inner>div:last-child{max-width:none}
  .image-badge{font-size:1rem}
  .article-meta{font-size:1rem;gap:8px 16px}
  .info-table,.info-table tbody{display:block;width:100%;min-width:0}
  .info-table caption{display:block;padding-bottom:16px;text-align:left}
  .info-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);clip-path:inset(50%);white-space:nowrap}
  .info-table tbody{display:grid;gap:16px}
  .info-table tbody tr{display:block;border:1px solid #bfd2c7;border-radius:14px;padding:21px;background:white}
  .info-table tbody th,.info-table tbody td{display:block;width:100%;border:0;padding:0;background:transparent;font-size:1.0625rem;line-height:1.75}
  .info-table tbody th{font-weight:750;line-height:1.45;margin-bottom:10px}
  .footer-brand{display:flex;flex-direction:column;gap:22px;text-align:center;padding-bottom:30px;margin-bottom:32px}
  .footer-brand p{font-size:1.0625rem;line-height:1.75;margin:0}
  .footer-grid{grid-template-columns:1fr;gap:36px;text-align:center}
  .footer-grid>div{display:block;width:100%}
  .footer-grid h2{font-size:1.25rem;margin-bottom:15px}
  .footer-grid ul{font-size:1.0625rem;line-height:1.6}
  .footer-grid li a{padding-block:6px}
  .footer-finance{display:grid!important;grid-template-columns:1fr 1fr;gap:18px}
  .footer-group+.footer-group{margin-top:0}
  .footer-insurance-list{column-gap:20px;row-gap:8px;align-items:start}
  .footer-guides ul{grid-template-columns:1fr 1fr;gap:10px 20px}
  .footer-disclosure{font-size:1.0625rem;text-align:center;line-height:1.75;margin-top:34px}
  .footer-bottom{font-size:1rem}
}
@media print{body{padding-top:0}.site-header{display:none!important}.prose>div+div{margin-top:25px}}

/* A compact origin label stays anchored to each photograph. */
.page-hero-media,.guide-image-link,.card-photo-frame{position:relative}
.card-photo-frame{overflow:hidden;flex-shrink:0}
.ai-badge{position:absolute;right:12px;bottom:12px;z-index:2;display:block;width:20px;height:20px;padding:0;border:0;background:none;line-height:0;pointer-events:none;user-select:none}
.ai-badge>svg{display:block;width:100%;height:100%;margin:0;padding:0}
.ai-badge--top{top:12px;bottom:auto}
.hero-home>.ai-badge{right:18px;top:14px;bottom:auto}
.hero-proof>span{display:inline-flex;align-items:center;line-height:1.4}
.hero-proof .icon{display:block;width:18px;height:1lh}

@media(min-width:768px){
  .info-table{border-collapse:separate;border-spacing:0;border-radius:16px}
  .info-table :is(th,td){border:0;border-right:1px solid #c8d9cf;border-bottom:1px solid #c8d9cf}
  .info-table tr>:first-child{border-left:1px solid #c8d9cf}
  .info-table thead th{border-top:1px solid #c8d9cf}
  .info-table thead tr:first-child>:first-child{border-top-left-radius:16px}
  .info-table thead tr:first-child>:last-child{border-top-right-radius:16px}
  .info-table tbody tr:last-child>:first-child{border-bottom-left-radius:16px}
  .info-table tbody tr:last-child>:last-child{border-bottom-right-radius:16px}
}
@media(max-width:767px){
  .hero-backdrop{height:450px;opacity:.36;background-image:url('../img/hero.webp');background-position:67% center;mask-image:none}
  .hero-backdrop:after{background:linear-gradient(0deg,var(--sage) 0%,#e1f0ec88 28%,transparent 70%)}
  .ai-badge{right:10px;bottom:10px;width:16px;height:16px}
  .ai-badge--top{top:10px;bottom:auto}
  .hero-home>.ai-badge{right:12px;top:10px;bottom:auto}
  .footer-finance{grid-template-columns:1fr;gap:32px}
  .footer-insurance-list{grid-template-columns:1fr;grid-template-rows:none;grid-auto-flow:row;gap:8px}
  .footer-guides ul{grid-template-columns:1fr;gap:8px}
  .footer-bottom>div{flex-direction:column;align-items:center;gap:12px}
}